COMMERCIAL INSURANCE | PRIVATE CLIENT
Protect the business. Protect what it built.
I work with business owners, commercial property investors and families across Ontario to review commercial and personal insurance exposures before the conversation becomes solely about premium.
Andre Lanni | Insurance Broker with Billyard Insurance Group Inc.

ONE RELATIONSHIP
One relationship. Two sides of the balance sheet.
Commercial Insurance
Coverage structured around how the business actually operates.
Commercial Property
Business Interruption
General Liability
Commercial Auto
Professional Liability
Cyber
Surety & Bonding
Contractual Insurance Requirements
Private Client
Protection built for the life you’ve created.
Homes
Vehicles
Secondary Properties
Rental Properties
Valuable Assets
Personal Liability
HOW I WORK
The quote shouldn’t be the first question.
PORTFOLIO PERSPECTIVE
Areas I Review
Property Values
Business Interruption
Liability
Contractual Risk
Private Asset Portfolios
Excess Liability
Andre Lanni
Commercial Insurance Broker | Private Client Advisor
I work with business owners, commercial property investors and families across Ontario through Billyard Insurance Group Inc., with a focus on commercial insurance and Private Client portfolios.
My approach is straightforward: understand what the client has built, identify the risks that could materially affect it, explain the coverage and trade-offs clearly, and help the client make an informed insurance decision.
What has changed since your last insurance review?
Business operations change. Property values change. Revenue changes. Assets accumulate. Your insurance program should be reviewed accordingly.

