COMMERCIAL INSURANCE

Coverage structured around how the business actually operates.

I work with business owners and commercial property investors across Ontario to review the exposures that can materially affect operations, assets, cash flow and liability before the conversation becomes solely about premium.

Monochrome Toronto commercial architecture

COMMERCIAL RISK REVIEW

Areas I Review

Commercial Property

Professional Liability

Business Interruption

Cyber

General Liability

Surety & Bonding

Commercial Auto

Contractual Insurance Requirements

BEFORE RENEWAL

What changed since your last renewal?

Insurance programs can fall behind when the business changes faster than the policy.

01

Operations

02

Revenue

03

Locations

04

Property Values

05

Equipment

06

Vehicles

07

Contracts

08

Business Structure

Your business changed. Did the insurance program?

Andre Lanni

Commercial Insurance Broker | Private Client Advisor

Brokerage: Billyard Insurance Group Inc.

© 2026 Andre Lanni

Andre Lanni

Commercial Insurance Broker | Private Client Advisor

Brokerage: Billyard Insurance Group Inc.

© 2026 Andre Lanni

Andre Lanni

Commercial Insurance Broker | Private Client Advisor

Brokerage: Billyard Insurance Group Inc.

© 2026 Andre Lanni